Why is my available balance less than my wallet balance?

Everything you need to know about why your available balance is different than your total balance.

In this article:

What does available balance mean?

Your available balance is different from your total balance because blockchain transactions require some fees to be paid to the network in order to include your transaction on the blockchain. You can think of your available balance as the maximum amount you can send, once transaction fees are subtracted from your total balance.

When you send or exchange assets using our in-app exchange feature within Exodus, you can only send your available balance. This balance can be different than your wallet balance for the following reasons:

  • The available balance subtracts network fees required to send a transaction. For example, if you have $50 USD in Bitcoin, and the fee for sending it is $0.5 USD, you will see $49.5 USD as the available balance. Fees are paid to individual networks (Bitcoin, Ethereum, etc.) to deliver transactions - they are not kept by Exodus.
  • Unconfirmed transactions are marked with a Pending tag in the transaction list. Pending deposits cannot be spent until they are confirmed.
  • Your available balance will also subtract any reserve requirements set by the asset's network, such as the minimum balance for Ripple (XRP) and Polkadot (DOT).

Something important to keep in mind is that Exodus will automatically calculate and set the fees.

While transaction fees for most blockchain networks are negligible and very close to $0.01 USD, Bitcoin and Ethereum/ERC20 fees can be much higher than that because these networks are very popular (and sometimes congested).

If you would like to set your own fees for Bitcoin or Ethereum then please check out these articles:

What does this look like for Bitcoin?

In this example, there is 0.16737503 BTC in this Bitcoin wallet:

Bitcoin Total Balance

However, the most that this wallet could send would be 0.1672493 BTC, since the network fee would deduct 0.0001258 BTC from the total balance to determine the available balance:

Bitcoin Network Fee

What does this look like for Ripple (XRP)?

XRP is a special asset in the sense that the Ripple Network enforces minimum reserve requirements. In order to remain compliant with these reserve requirements, Exodus has set the minimum balance requirement to 10 XRP.

Let's take a look at how this minimum balance rule affects available XRP balances:

Here, we can see that there is currently 66.856732 XRP in the wallet, as shown in the image below:

However, the most this wallet can send is 56.851732 XRP, after taking into account the 10 XRP minimum balance rule, and the 0.005 XRP network fee.

What does this look like for Polkadot (DOT)?

DOT is another special asset in the sense that the Polkadot Network enforces reserve requirements as well. Currently, all DOT holders are required to have at least 1 DOT in order for their addresses to remain active.

Let's take a look at how the minimum balance rule affects available DOT balances:

In the example below, we can see there's currently 2.7616279 DOT in the wallet.

However, the most this wallet can send is 1.72162786 after taking into account the minimum balance rule of 1 DOT, as well as the transaction fee of 0.02 DOT.

Which assets have minimum balances?

Asset Minimum balance Learn more
Algorand (ALGO) 0.1 ALGO Staking Algorand FAQs
Cosmos (ATOM) 0.0595 ATOM* Staking Cosmos FAQs
Lisk (LSK) 0.05 LSK Lisk FAQs - Learn more about LSK
Polkadot (DOT) 1 DOT Polkadot FAQs - Learn more about DOT
Ripple (XRP) 10 XRP Ripple FAQs - Learn more about XRP
Solana (SOL) 0.01 SOL Solana FAQs - Learn more about SOL
Stellar (XLM) 1 XLM Stellar FAQs - Learn more about XLM
Tezos (XTZ) 0.275 XTZ Tezos FAQs - Learn more about XTZ

*Only when there is a staked balance.